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Self-Employed/Special Circumstances

Self-Employed? Credit Issues? Unique Income Situation?

Financing Considerations for Non-Traditional Borrowers/Situations

We can get you a mortgage in most situations regardless of your circumstances. Where traditional financial institutions have given the answer "No", Invis routinely says "Yes" and gets you a product that suits your needs at an extremely competitive rate. 

Below we have provided a list of the most common non-traditional situations, however, please note, that not all situations are listed and each is looked at on a case-by-case basis to fit with the appropriate lender – each situation is unique and looked at accordingly. This is where the expertise and knowledge of an The Mortgage Coach is essential in taking care of you and your family.
 
 

Employment - Self-employed - Recent job start/change
- Work experience outside Canada 		 - Lack of work history
- Part-time
Income  - Income - Non-verifiable
- Salary + commission
- Seasonal		 - Commission
- Salary + OT and/or bonus 
Credit  - Spotty/bad credit
- No credit 		 - Good, but a lot of credit
- Previously bankrupt 
Property - Rental
- Construction
- Cottages/vacation homes
- Multiplex - Investment		 - Rural/acreage
- Mobile homes 
Status  - Non-resident - New immigrant 
Financial  - Zero-down - Purchase plus improvement 

If you fall into one of the categories above, or if you have a different situation, we know where to go and how to structure the deal. Contact us immediately and have peace-of-mind that your mortgage needs are being well taken care of.